Brokerage Policy & Compliance Disclosures

1. Fiduciary Responsibility & Fair Practices

The distributor shall act in my best interest by exercising due diligence, transparency, and fairness in recommending mutual fund schemes. In case of any conflict of interest, including the distribution of mutual fund schemes from affiliated entities, the distributor shall make appropriate disclosures. The distributor shall not engage in misrepresentation, misleading statements, or aggressive sales tactics that are not aligned with my investment goals.

2. Commission Structure & Transparency

The distributor earns a trail commission from Asset Management Companies (AMCs) for distributing Regular Plan mutual funds. These commissions are paid from the Total Expense Ratio (TER) of the mutual fund scheme and do not result in any additional charges or deductions from your investment. The distributor does not charge you directly for their services, and their income is solely derived from commissions paid by AMCs.

* Rates are indicative and subject to change as per AMC policies. Details of scheme-level commission are available with your Relationship Manager on request.

3. No Inducements, Rebates, or Misrepresentation

• The distributor shall not offer any rebates, gifts, cashbacks, or incentives to influence your investment decisions.
• The distributor shall not guarantee returns, provide indicative yields, or make exaggerated claims about mutual fund performance.
• The distributor shall not engage in excessive transactions (churning) to generate higher commissions at the expense of your financial interest.

4. Data Confidentiality & Security

• The distributor shall strictly adhere to SEBI and AMFI data protection regulations to maintain the confidentiality and security of your personal and financial information.
• Your information shall not be shared with third parties for marketing, cross-selling, or other non-compliant activities without your explicit consent.
• The distributor shall implement robust cybersecurity measures to prevent unauthorized access to investor data.

5. Suitability & Risk Disclosure

• The distributor shall explaine the Fundamental Attributes, Associated Risks, and Suitability of the Recommended Mutual Fund Schemes.
• The distributor shall explain that mutual fund investments are subject to market risks, and past performance does not guarantee future returns.
• The distributor shall provide access to the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM) before making an investment decision.

6. No Dealing in Direct Plans

The distributor deals only in Regular Plans, which involve commission payments from AMCs. The distributor shall inform the investor about Direct Plans, which do not involve distributor commissions, are available for self-execution through AMC websites or registered investment advisors (RIAs).

7. Regulatory Compliance & Record-Keeping

• The distributor complies with SEBI and AMFI regulations, including Know Your Distributor (KYD) and Know Your Customer (KYC) norms.
• The distributor shall maintain records of your investment transactions and related communications as per SEBI-mandated guidelines.